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Gardening on a Budget: Seeds and Plants

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Gardening and growing your own food is supposed to save money, right? Then how did I just spend a chunk of money buying everything I “need” for a garden?!? Plants, dirt, compost, tomato cages, seeds, fertilizer, that cute butterfly sprinkler my kids begged for…. the list seems never-ending.

How to save money on seeds and plants

Gardening Expenses

In all seriousness, there is major money to be spent (and apparently made) in any garden store, and if you don’t have a plan, you can easily blow any budget you may have set for yourself. (Want a full system for planning your garden, including an expense tracker? Check out my printed Kitchen Garden Planner!)

What if you only have a small garden fund? Is it possible to get a good sized garden started? Absolutely! With some pre-planning and budgeting, you can definitely have a successful garden this year without breaking the bank. Let’s get started by talking specifically about plants and seeds for your garden.

Plants vs. Seeds

If you’ve been to a garden center in the spring, you have seen tables full of vegetable plants waiting to find their home in the soil. These plants are incredibly convenient, but they can also be quite expensive.

On average, one round potted vegetable or herb plant runs about $3. That can add up quickly if you need enough plants for a small garden. So what can you do to keep the cost of plants down?

Buy Seeds- A packet of seeds can run between $1 and $3, and you can grow numerous plants from the seeds inside one packet (and even have extra for the following year). Begin them indoors easily with a starter set like this Jiffy Seed Starter Set, or you can create your own DIY seed starters with an egg carton or cups made from newspaper (even more frugal!). 

Also take advantage of my free Seed Starting Printable, so you can begin your seeds and keep track of all that important info!


Ask Friends- Chances are if you have even one friend who gardens, you could go in together on plants or seeds. My dad and I split our seeds each year, and we live states apart!

He plants his garden in Florida and mails the leftover seeds to me, and I will send my late season seeds down to him since his garden season lasts so much longer.

Share Plants- Even certain plants could be purchased together with a friend. Have you ever noticed, especially with zucchini and squash, that there are usually more than one plant per pot?

Buy one container and simply divide the plants inside. It’s a win-win! Sharing cuttings or sister plants is also a smart way to save money and to bless your friends. Strawberries are notorious for growing “sister plants” that can be given to others, and many herbs are easy to cut and root. (Find out how to divide and transplant strawberry plants.)small plant

Local Master Gardeners- These may be the greatest resource you have for starting/maintaining a garden. Master gardeners go through rigorous training to earn the title, and many communities have annual plant sales put on by these groups.

My local group grows veggie, herb, and flower plants each year and then has a large sale at rock bottom prices. Honestly, this is how I get most of my plants. See if there is a local Master Gardener group in your area by clicking here.

Save seeds for next year

Saving seeds requires a bit of forethought, but you can actually save seeds from the food in your fridge to use in the garden. The easiest seeds are those from peppers (bell, jalapeño, poblano, etc.) since you can clearly cut them out and set them to the side, but cucumber and tomato seeds are also easy possibilities.

pepper seeds

I have several posts with info on saving seeds and how to store them until you’re ready to grow them. If you’re not sure if your saved seeds will sprout, do this simple test to check. 

So don’t feel the need to spend lots of money on those potted plants at your local garden center. Chances are you can grow them from seed yourself, share with a friend, visit a local master gardener sale, or save your very own seeds for growing.

Next week this Gardening on a Budget series will continue with more tips and tricks. I’d love to know what you’ll be planting in your garden this spring and if you usually start with seed or plants. Until then, Happy Gardening!

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Karyl Henry

Friday 1st of April 2016

The "on a budget" part is what always gets me! I tried growing from seeds several times, and nothing ever grew past about an inch above the dirt. So I finally just gave in and bought the starter plants. The good thing is, they grow really well all summer and fall, and I can often keep most of them growing inside through at least one winter, so I feel like I get my money's worth.


Sunday 3rd of April 2016

I know what you mean about starting the seeds indoors. I've had that happen at times as well. The local plant sale is a big bonus for me, so hopefully you've found what works for you, and your plants grow well into the fall, then that's awesome! Thanks for stopping by!

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